<!--
{
  "availability" : [
    "iOS: 17.4.0 -",
    "iPadOS: 17.4.0 -"
  ],
  "documentType" : "symbol",
  "framework" : "FinanceKit",
  "identifier" : "/documentation/FinanceKit/Balance/creditDebitIndicator",
  "metadataVersion" : "0.1.0",
  "role" : "Instance Property",
  "symbol" : {
    "kind" : "Instance Property",
    "modules" : [
      "FinanceKit"
    ],
    "preciseIdentifier" : "s:10FinanceKit7BalanceV20creditDebitIndicatorAA06CrediteF0Ovp"
  },
  "title" : "creditDebitIndicator"
}
-->

# creditDebitIndicator

A value that indicates whether the balance is a credit or a debit balance.

```
let creditDebitIndicator: CreditDebitIndicator
```

## Discussion

If an asset account has a positive balance, then the [`CreditDebitIndicator`](/documentation/FinanceKit/CreditDebitIndicator) is [`CreditDebitIndicator.credit`](/documentation/FinanceKit/CreditDebitIndicator/credit). If it has a negative balance, then the `CreditDebitIndicator` is [`CreditDebitIndicator.debit`](/documentation/FinanceKit/CreditDebitIndicator/debit).

If a liability account has a *spent* balance, then the `CreditDebitIndicator` is `CreditDebitIndicator/debit`. If it has been *is in credit* then the `CreditDebitIndicator` is `CreditDebitIndicator/credit`.

> Note:
> FinanceKit considers a zero balance to be a credit balance.

---

Copyright &copy; 2026 Apple Inc. All rights reserved. | [Terms of Use](https://www.apple.com/legal/internet-services/terms/site.html) | [Privacy Policy](https://www.apple.com/privacy/privacy-policy)