# FinanceKit Access financial data and interact with Apple Card, Apple Cash, and orders in Wallet. ## Overview Use FinanceKit to access on-device financial data, Apple Cash, and interact with orders in Apple Wallet. You interact with FinanceKit through [`FinanceStore`](/documentation/FinanceKit/FinanceStore) and , which presents a standardized UI that people access.  Using the FinanceKit framework, you can: - Access on-device financial data. - Add, update, store, and interact with orders in Wallet. - Interact with Apple Card and Apple Cash. > Important: To access someone’s financial data, you must meet the criteria outlined in [Get started with FinanceKit](https://developer.apple.com/financekit/), request the [FinanceKit managed entitlement](https://developer.apple.com/contact/request/financekit/), > hold an organization-level Apple Developer account, be logged in as Account Holder, > and include the `NSFinancialDataUsageDescription` string in your `Info.plist`. > Apple reviews each application using [defined criteria](https://developer.apple.com/financekit/). If your request meets the criteria, > Apple adds the entitlement to your developer account by using managed capabilities. > To request access, see the [FinanceKit managed entitlement request form](https://developer.apple.com/contact/request/financekit/). > For more information about managed entitlements, see [Provisioning with capabilities](https://developer.apple.com/help/account/reference/provisioning-with-managed-capabilities). ## Topics ### Essentials [Implementing a background delivery extension](/documentation/FinanceKit/implementing-a-background-delivery-extension) Receive up-to-date financial data in your app and its extensions by adding a background delivery extension. ### Data storage [`FinanceStore`](/documentation/FinanceKit/FinanceStore) Secure storage for Apple Wallet orders. ### Authorization [`authorizationStatus()`](/documentation/FinanceKit/FinanceStore/authorizationStatus()) Checks the authorization status for the calling application. [`requestAuthorization()`](/documentation/FinanceKit/FinanceStore/requestAuthorization()) Prompts a person to give FinanceKit authorization to access financial data. [`AuthorizationStatus`](/documentation/FinanceKit/AuthorizationStatus) ### Accounts [`accounts(query:)`](/documentation/FinanceKit/FinanceStore/accounts(query:)) Returns a list of accounts a person added to their Wallet that meet the criteria in the provided account query. [`accountHistory(since:isMonitoring:)`](/documentation/FinanceKit/FinanceStore/accountHistory(since:isMonitoring:)) Returns a list of accounts a person added since a time specified by the provided financial history token. [`AssetAccount`](/documentation/FinanceKit/AssetAccount) A structure that describes the characteristics of an asset account. [`LiabilityAccount`](/documentation/FinanceKit/LiabilityAccount) A structure that describes the characteristics of a liability account. [`Account`](/documentation/FinanceKit/Account) A structure that describes a financial account. ### Balances [`accountBalances(query:)`](/documentation/FinanceKit/FinanceStore/accountBalances(query:)) Returns a list of balances that meet the criteria in the provided account query. [`accountBalanceHistory(forAccountID:since:isMonitoring:)`](/documentation/FinanceKit/FinanceStore/accountBalanceHistory(forAccountID:since:isMonitoring:)) Returns the account balance history since a time specified by the provided financial history token. [`AccountBalance`](/documentation/FinanceKit/AccountBalance) A structure that describes the financial balance of an account at a specific point in time. The financial balance of an account at a specific point in time. [`AccountBalanceQuery`](/documentation/FinanceKit/AccountBalanceQuery) A structure that defines an account balance query. [`Balance`](/documentation/FinanceKit/Balance) A structure that describes an account balance. [`CreditDebitIndicator`](/documentation/FinanceKit/CreditDebitIndicator) Values that the framework uses to describe transactions as credits or debits. [`CurrentBalance`](/documentation/FinanceKit/CurrentBalance) Values that describe the state of an account’s credit balance. ### Orders [`FullyQualifiedOrderIdentifier`](/documentation/FinanceKit/FullyQualifiedOrderIdentifier) A structure that specifies the characteristics of an order. [`saveOrder(signedArchive:)`](/documentation/FinanceKit/FinanceStore/saveOrder(signedArchive:)) Adds an order to the store or updates an existing order. ### Transactions [`transactionHistory(forAccountID:since:isMonitoring:)`](/documentation/FinanceKit/FinanceStore/transactionHistory(forAccountID:since:isMonitoring:)) Returns the transactions for the specified account ID, optional starting time, and monitoring indicator for long running transaction queries. [`transactions(query:)`](/documentation/FinanceKit/FinanceStore/transactions(query:)) Returns transactions that match the provided transaction query. [`AccountQuery`](/documentation/FinanceKit/AccountQuery) A structure that defines an account query. [`AccountCreditInformation`](/documentation/FinanceKit/AccountCreditInformation) A structure that describes the credit information associated with an account. [`CurrencyAmount`](/documentation/FinanceKit/CurrencyAmount) A structure that describes a monetary amount and its currency. [`Transaction`](/documentation/FinanceKit/Transaction) A structure that represents a transaction relating to a specific financial account. [`TransactionQuery`](/documentation/FinanceKit/TransactionQuery) A structure that describes the parameters to use for a transaction query. [`TransactionType`](/documentation/FinanceKit/TransactionType) Values that describe kinds of transactions. [`TransactionStatus`](/documentation/FinanceKit/TransactionStatus) Values that describe the status of a transaction. ### Queries [`FinanceStore.HistoryToken`](/documentation/FinanceKit/FinanceStore/HistoryToken) A structure that describes the starting point to use for financial data queries. ### Merchant categories [`MerchantCategoryCode`](/documentation/FinanceKit/MerchantCategoryCode) ### Errors [`FinanceError`](/documentation/FinanceKit/FinanceError) Values that describe errors that may occur when accessing financial data. --- Copyright © 2026 Apple Inc. All rights reserved. | [Terms of Use](https://www.apple.com/legal/internet-services/terms/site.html) | [Privacy Policy](https://www.apple.com/privacy/privacy-policy)