From what I know, Apple's NFC chip cannot be linked to a card without Apple Pay.
Which means Core NFC cannot be used for payment related application ID's , based on this documentation https://developer.apple.com/documentation/corenfc
What if I want to use the NFC chip for authenticating a financial transaction? I have been scouring through Apple's legal documentation but I haven't found anything.
Is it possible to use the NFC chip for a financial transaction but without using the payment protocol?
If no, could you provide a source for it ?
Thanks