Fair enough. But if it's coming from an external source it could be well-formed JSON that parses without error but whose top-level element is a dictionary, for example. In which case your app would crash. Unlikely but possible.
As a general rule you should be very careful about everywhere you have a forced unwrap "!" in your code. If all possible cases are under your control or an error there would be fatal anyway (e.g. an outlet declared as an IUO - if UIKit doesn't connect your outlets, there are bigger problems than your code can handle 🙂) then ! is fine. But if any external API or user data is involved then you need to be paranoid, in my experience.