Since downloading 14.1 my phone has been worse than useless:
Won't connect to 4G or wifi
Phone very slow and sluggish
Apps open but stay on homescreen
Couldn't do much other than make a phone call
Couldn't update to software 14.2 initially
NHS Covid app stopped working completely
I remembered ages ago the dude in the Apple shop saying sometime you need to connect your iphone to a computer to upgrade the software. Although it took some time and 3 attempts, eventually it updated to 14.2. Phone instantly feels better, much faster and apps appear to be working correctly. Hopefully this has fixed the 14.1 nightmare!
EDIT: I should add I've got an iPhone XR max