I have met this problem for 5 years.
In recent days, I will renew my membership again.
I tried for many times with 3pcs Visa cards which were applied in 5 years from Chinese Bank, all failed.
The reason is the same as the topic.
Because Chinese local banks only offer the Visa or Mastercard with USD change. But the Apple's membership renew page shows RMB, which causes the Chinese local bank to reject to authorize the payment.
I contacted the senior technical service of Apple for some times. The service told me the above reason. But final solution is that she asked me to look for the correct card to finish payment. This correct card should be applied 5 years ago in China.
Now, it's impossible to apple such card.
How to do?
Could Apple service tell me or help me finish the renew payment?