How to identify a merchant using NFC?

Hi everyone, I'm working on something that needs to be able to identify the identity of a merchant when the merchant starts an NFC transaction. Is there any suitable API that can do this? I'm not sure if this would be an Apple Wallet or an Apple Pay API. I don't want to settle the actual transaction, I just want to identify the merchant. Thanks for any advice in advance. 🙏🙇

How to identify a merchant using NFC?
 
 
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