Can a merchant decide if SCA (EMV 3D Secure) should be applied or not for an Apple Pay transaction? How can the merchant flag this option in the transaction request? Can Apple Pay transactions be executed without SCA? How can we read Apple Pay transaction response in order to understand if SCA was applied and what was the SCA result? Where can a merchant find more details about how to configure Apple Pay SCA transactions on his side? Thanks
Is it possible to run Apple Pay transaction without SCA?
Can a merchant decide if SCA (EMV 3D Secure) should be applied or not for an Apple Pay transaction?
The Merchant has no control over the EMV / 3-D Secure Payment Data keys delivered in the final payment token. Transactions processed in China will contain the EMV format while all other transaction will contain the 3-D Secure format. See more on these details in the Payment Token Format Reference guide.
Matt Eaton
DTS Engineering, CoreOS
meaton3@apple.com