I would like to propose a policy adjustment regarding Apple Wallet restrictions for child accounts (under 13) under Family Sharing.
Current Limitation:
Currently, Apple IDs for children under 13 are completely blocked from adding any cards to Apple Wallet. While restricting credit and debit cards for minors is a necessary measure for financial security and CoPPA compliance, this blanket restriction also blocks transit cards (such as Suica, T-money, etc.).
The Problem:
In regions with advanced public transit infrastructures, many children rely on digital transit cards for daily commutes to school and academies. Because Apple Wallet blocks transit cards on child accounts—even on Apple Watch via Family Setup—children are forced to carry physical transit cards, leading to frequent losses and damages.
Proposed Solution:
Differentiate Transit from Financial Cards: Maintain strict blocks on credit/debit cards for accounts under 13, but grant an exception for Transit Cards.
Family Sharing Integration: Require Parental Approval through Family Sharing for any transit card addition or balance top-up, ensuring full parental control and safety.
By introducing this exception, Apple can greatly improve the usability of Apple Watch Family Setup for families while maintaining high safety standards.
I have submitted this feedback via Feedback Assistant under FB25261157. If you agree or are facing similar design constraints, please upvote this thread or reference the FB number in your own feedback submissions.
Thank you.