We are developing an iOS application that requires NFC-based communication using ISO 7816 / ISO 14443 standards for secure element interaction as part of a card provisioning workflow. We would like clarification on the following points: Is it possible to provision a payment card or securely add a card to an NFC-enabled device using direct ISO 7816 APDU communication via NFCTagReaderSession? If not, is Apple Pay In-App Provisioning (PassKit framework) the only supported approach for enabling contactless payment functionality on iPhone? What specific entitlements are required if the use case involves secure element communication for token provisioning (not bypassing Apple Pay)? We have already requested the relevant NFC entitlements through our Apple Developer account and are awaiting a response. Any guidance on the correct architecture and approval requirements would be greatly appreciated. Thank you in advance for your support.