Please do not hijack other peoples threads. The answer to your question is in the iAd documentation and
in the contract you agree to when adding iAd support to your membership and apps. The short answer is
percentages of pennies. If your app has many thousands of users and some of those users click on the
ad banner, you will earn a few dollars. If none of them click on the ads you will earn little or nothing at all
from ads.
To the original poster's question:
You can use any bank Apple lists in their list of countries and banks they can work with. If your country
or bank is not in the list, you will need to aquire an account in a bank that IS in the list. As for what you
will be paid, all sales are split 70/30 (AFTER applicable taxes/tarrifs). Apple gets 30 percent (pre tax/tarrif)
you get what's left.