Hello fellow developers,
I'm the founder of a FinTech startup, Cent Capital (https://cent.capital), where we are building an AI-powered financial co-pilot.
We're deeply exploring the Apple ecosystem to create a more proactive and ambient user experience. A core part of our vision is to use App Intents and the Shortcuts app to surface personalized financial insights without the user always needing to open our app. For example, suggesting a Shortcut like, "What's my spending in the 'Dining Out' category this month?" or having an App Intent proactively surface an insight like, "Your 'Subscriptions' budget is almost full."
My question for the community is about the architectural and user experience best practices for this.
How are you thinking about the balance between providing rich, actionable insights via Intents without being overly intrusive or "spammy" to the user?
What are the best practices for designing the data model that backs these App Intents for a complex domain like personal finance?
Are there specific performance or privacy considerations we should be aware of when surfacing potentially sensitive financial data through these system-level integrations?
We believe this is the future of FinTech apps on iOS and would love to hear how other developers are thinking about this challenge.
Thanks for your insights!