App Store Review Guidelines

Question

araza OP

Created Feb ’18

Replies 4

Boosts 0

Views 2.5k

Participants 3

I would like to get other developers guidance and experience on the following item:

3.2.1 Acceptable (viii)

Apps used for financial trading, investing, or money management should come from the financial institution performing such services or must use a public API offered by the institution in compliance with its Terms & Conditions.

I have been in discussion with to try and understand this statement as Apple is rejecting the app. So they state the application is an app used for fianancial trading, investing, or money managment.

The first question I have is that the way this is written it seems that you should be able to transact on the system. Is this correct or not? Our app is purely for information purposes.

The second part of the statement states "or must use a public API offered by the institution in compliance with its Terms & Conditions." but according to the person at Apple this does not matter at all. This is guideline directed at developers and a developer for a developer either the first or the second statement must be true.

The second question is therefore have anyone any experience at dealing with Apple surround this issue and how to get it resolved.

The third question is what does Apple see as a public API?

Boost

Answer 1

KMT OP

Feb ’18

You failed to mention which API, and from whom, you are using.

Public APIs are open for use by 3rd parties. Use of a Private API is restricted to the party that created/owns it.

0

Answer 2

PBK OP

Feb ’18

This guideline covers 2 issues 1) if the app does trading (etc.) it must be done by the provider of the app and 2) you can’t use api’s of financial service companies unless they are public and used with permission. It sounds like your app was rejected either because Apple thinks you are allowing transactions (you say that’s not true - so appeal) or because Apple thinks you are using api from someone that is either not public or not used with their permission. Is it possible you are scraping a website that doesn’t allow that?

0

Answer 3

araza OP

Feb ’18

The only thing that the app provides is a balance of a persons fund values. It is entirely readonly.

0

Answer 4

PBK OP

Feb ’18

So no trading - but do you have permission to access information from both the user (obviously yes) and the provider (ie “in compliance with its t&c”)? If so, appeal.

0