Here is my use case:
My application uses Apple Pay as a payment method for recurring transactions. Once I have the Apple Pay token, we use the network token and cryptogram for completing the transactions.
Question:
What events could cause the network token to be 'deactivated'?
This would impact my use case because subsequent transactions would not be honored, and to my knowledge, I would not be notified of the deactivation status change until the failure of the transaction.
My understanding is that the network token is a device specific token (DPAN), so I'm assuming that there are device events that could cause the issuing bank to deactivate the token.
A couple of assumed events:
Thanks in advance for any feedback!
My application uses Apple Pay as a payment method for recurring transactions. Once I have the Apple Pay token, we use the network token and cryptogram for completing the transactions.
Question:
What events could cause the network token to be 'deactivated'?
This would impact my use case because subsequent transactions would not be honored, and to my knowledge, I would not be notified of the deactivation status change until the failure of the transaction.
My understanding is that the network token is a device specific token (DPAN), so I'm assuming that there are device events that could cause the issuing bank to deactivate the token.
A couple of assumed events:
User Removes card from Apple Pay wallet - issuing bank deactivates tokens
User changes Apple iPhones/Devices - the old device is deactivated - issuing bank deactivates tokens (I've confirmed in Apple Documentation that Apple Pay cards do not transfer)
Bank deactivates token directly as a result of account closure or fraud
Thanks in advance for any feedback!
