iPhone has been disabled

Asking as someone with zero coding knowledge, what is the point of disabling phones with no way to regain data left in the phone? While theft is a possibility from which phone is being protected, many iPhone users have ended up locked out of their phone and having it disabled because their touchpad function was messed up in a fall or minor accident.

Giving no one access to the data, which at this point of time, is STILL on the phone makes no sense to me. Like there must be some point for it still being on there right?? But no, my data, photos are still on the phone but there is no way to get to it - DO ANYTHING and it's gone. Do nothing - and it's as good as gone.

And only help you can offer at this point is restore the phone to gain access to a phone that's wiped clean. The phone already has lost it's appeal!! Shouldn't there be another way, at least via proof of itunes ownership or something similar to GET BACK IN to that device?

Unless it is a punishment programme for people who miss out on keeping regular backups, the way it works now is imo flawed.