How to use Tap to Pay on iPhone for your business
Merchants can now easily accept contactless payments with just an iPhone. With Tap to Pay on iPhone and a supported app, you can accept in-person, contactless payments, right on your iPhone — from physical debit and credit cards, to Apple Pay and other digital wallets — no extra terminals or hardware needed. It’s easy, secure, and private.
Contactless payment cards
Accept contactless debit and credit cards with Tap to Pay on iPhone. To confirm if your customer has a contactless card, look for the EMV® Contactless Indicator on the back or the front of the card.
To accept a contactless card, present your iPhone to the customer and ask the customer to hold their card horizontally on the tap area for a few seconds until done.
Apple Pay on iPhone
To accept Apple Pay, present your iPhone to the customer and ask the customer to hold their iPhone near the tap area until done.
Apple Pay on Apple Watch
To accept Apple Pay on Apple Watch, present your iPhone to the customer and ask the customer to hold their Apple Watch near the tap area until done.
Other digital wallets and wearables
With Tap to Pay on iPhone, merchants can also accept payments from other digital wallets and wearables that enable contactless transactions.
To accept payments from these devices, ask the customer to hold the paying device near the tap area of your iPhone until done.
PIN entry
How to enable Accessibility Options for PIN entry
For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter their PIN information. Simply select ‘Accessibility Options’ on the PIN screen. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit - tapping once for 1, twice for 2, and so on. To submit their PIN, they simply swipe right with two fingers.
[For Offline PIN markets only] Some cards are not able to complete contactless transactions using a PIN. If this occurs, simply ask the customer if they have an alternative contactless card or digital wallet and continue the transaction using Tap to Pay on iPhone.