What’s new in Apple Pay

Learn about Tap to Pay on iPhone, Apple Pay Later, Order Tracking, Merchant Tokens, and more.

Tap to Pay on iPhone

Enable your payment app to accept contactless payments, right on iPhone — without any extra terminals or hardware.1 Merchants can use your app to accept payment using Apple Pay, Apple Watch, contactless credit or debit cards, and smartphones with other digital wallets.

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Now available in iOS 15.5 or later.

iPhone 13 Pro displaying a ‘Hold Here to Pay’ prompt in a shopping cart

Apple Pay Later

Apple Pay Later lets customers split a purchase into four equal payments over six weeks, with no interest or fees to pay. Apple Pay Later is available for purchases in apps and online when customers check out with Apple Pay.2 And it’s built into Wallet so customers can easily track what they owe and when they owe it.

By using the Mastercard network, Apple Pay Later just works with Apple Pay and requires no integration for merchants.

iPhone showing a purchase split into four biweekly payments.

Order Tracking

Detailed receipts and order tracking information for Apple Pay transactions now display in Wallet. You can notify customers about order changes and provide easy access to customer service and order management options. Use PKPaymentAuthorizationResult and include the new orderDetails properties to seamlessly add order details to Wallet once the payment is complete.3

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iPhone screen showing a history of completed and upcoming orders.

Merchant Tokens

Securely complete automatic or recurring payments, independent of a device, with the new Apple Pay merchant token. This allows for continuity across multiple devices. For example, if someone upgrades to a new iPhone, their payment information will be managed through a merchant token and remain active if they remove a card from their old device.

New transaction types in the Payment Request API let you fine-tune your payment experience for subscriptions, recurring bills, automatic reload of card balances, and more.4

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iPhone showing a recurring membership fee payment

Pay multiple merchants in a single transaction

Offer the ability to specify purchase amounts for multiple merchants within a single Apple Pay payment sheet. This allows the flexibility to let customers make a bundled purchase, such as a travel package with flight, rental car, and hotel, then send payments to individual merchants.4

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iPhone showing an example of paying for car rental, hotel, and other travel expenses in one payment