Hi, we would really appreciate help with our question below.
We are building a financial service app that would provide our customers with a digital Visa card along with access to transaction history, card controls, balance, transfers, etc.
We are running on a subscription model and we were wondering if our customers could sign up directly on our app via Stripe and get charged a monthly subscription fee given the App Store's guidelines? Or do we need to have our subscription to go through IAP? I haven't seen a Visa/Mastercard card subscription being handled by IAP so its unclear for us. The subscription would give access to the card and by nature the transaction history, etc.
Since the card can't be used without some physical hardware either online or an in-store POS (guideline 3.1.4), we feel that it should be accepted into the store.
I appreciate any comments!