Hi everyone!
I'm back again! 😄
A few months ago I posted here after submitting my first iOS app, after previously publishing it on Google Play. That experience was really helpful, so I'm hoping to get some advice from the community again.
I've just submitted my new app, Vaqui, and it's currently Waiting for Review.
Vaqui is an expense-sharing app for groups, mainly designed for trips.
For example, three friends travel together and pay for different things:
Pepe pays for the hotel. Sandra pays for groceries. Marcos pays for dinner. Everyone participates in different expenses. Vaqui calculates the resulting balances and suggests who should transfer money to whom.
The app supports multiple currencies and stores the exchange rate used when an expense is recorded.
The important part is that Vaqui does not process or hold money. It doesn't provide a wallet, banking account, payment processing, cards, or financial transactions.
If someone owes another person money, Vaqui simply tells them something like:
"Marcos owes Sandra $15,000."
They make the actual transfer themselves using their bank or payment provider, outside Vaqui. The users can then mark the payment as made/received inside the app so the group knows what has already been settled.
This made me wonder about something before the review starts:
Would an app like Vaqui normally be considered a financial-services app by App Review, simply because it calculates debts/balances between users?
Or is it generally treated as an expense-management / expense-sharing utility as long as it doesn't actually process, hold, or transfer money?
I'm asking because I want to make sure I've understood the relevant App Review guidelines correctly rather than discovering during review that I've misunderstood something obvious. 😅
The current App Store Connect information is:
App: Vaqui Bundle ID: mobi.todoapp.vaqui Apple ID: 6802352647 Status: Waiting for Review Platform: iOS / Flutter
If anyone has submitted an app with similar functionality, I'd really appreciate hearing about your experience.
Thanks!
Greetings from Córdoba, Argentina 🇦🇷
And yes... once again I'm waiting for that little "In Review" notification. 🤞😂