I am helping one of my clients to build an app. Their app offers people to purchase an appointment with a trainer for some one-on-one training (i.e. exercises, weight lifting, cardio, ...etc.). According to 3.1.3(d) in https://developer.apple.com/app-store/review/guidelines/#in-app-purchase 3.1.3(d) Person-to-Person Services: If your app enables the purchase of real-time person-to-person services between two individuals (for example tutoring students, medical consultations, real estate tours, or fitness training), you may use purchase methods other than in-app purchase to collect those payments. One-to-few and one-to-many real-time services must use in-app purchase. They want to use Stripe for in-app purchase. In this situation, how would Apple charge the commission? Do I need to file a report of some sort to Apple for the amount of charges? In addition, I saw a link regarding using alternative payment method in the EU https://developer.apple.com/support/apps-using-alternative-payment-providers-in-the-eu/#:~:text=Requirements%20for%20linking%20out%20to,for%20purchase%20on%20your%20website. What about in the United States? Are there any requirements we need to adhere to for the implementation please?

We have developed Apple Wallet Extension for our App. The in-app provisioning for the card is working. However when we try to add the card from Wallet extension it gives error saying "Your issuer does not yet offer support for this card". From the apple documentation we can see the issues is same as mentioned in Scenario 2 at following link https://applepaydemo.apple.com/in-app-provisioning#8.4 We are getting eligibilityStatus as 0 Below is the response from Wallet captured using SysDiagnosis https://crt-pod1-smp-device.apple.com:443/broker/v4/devices/0434320BCB1A90022306073796318273728D0A367FA927F4/cards 200 Time profile: 1.77856 seconds { x-conversation-id = ...... Content-Type = "application/json" x-pod = "crt-pod1" x-xss-protection = "1; mode=block" Server = "Apple" x-pod-region = "paymentpass.com.apple" regionbrokerurl = "https://crt-pod1-smp-device.apple.com:443/broker" Date = "Wed, 06 Aug 2025 11:39:30 GMT" Content-Length = "488" x-envoy-upstream-service-time = "1400" Strict-Transport-Security = "max-age=31536000; includeSubdomains" cross-origin-opener-policy = "same-origin" x-keystone-correlationid = ...... x-content-type-options = "nosniff" Vary = "accept-language" x-frame-options = "SAMEORIGIN" } { applicationIdentifier = ......; auxiliaryCapabilities = { }; cardType = 4; deviceProvisioningDataExpected = 1; eligibilityStatus = 0; identifier = ......; learnMoreURL = "https://www.apple.com/ae/apple-pay/banks/ae/en-ae.html"; nonce = ......; paymentApplications = ( { appletTypeIdentifier = Argon; paymentType = Credit; } ); region = "paymentpass.com.apple"; sanitizedPrimaryAccountNumber = 7008; sanitizedPrimaryAccountPrefix = ""; }

I have an Apple subscription with a 2-week introductory offer and a 3-month promotional offer code. There are 2 subscription plans: 1-month subscription 12-month subscription For the 1-month plan, my promotional offer code is "Monthly_Free," and for the 12-month plan, my promotional offer code is "Yearly_Free." However, when users try to enter the respective promo codes for the 1-month or 12-month plans, they receive the following error: "Offer not available. Your account is not eligible for this offer. You can still subscribe at the regular plan price." This works fine in the sandbox account, where I can use the promo codes as many times as needed, switching between the 1-month and 12-month plans easily. What could be the issue here?

We have a checkout page on which clients can configure the providers we've integrated with for each currency. One such provider is Stripe, with which we have already integrated ApplePay and host a merchant domain association file. Now, we're getting requests to support ApplePay with other providers. The issue is that we can't tell Apple to use a different path to domain association file for domain verification. And, replacing the existing domain association file seems like a hack, since I believe it's needed for domain re-verification. We're thinking of using subdomains for serving the domain association files for different providers. But, we have some questions on how ApplePay domain verification works to understand how we can solve our problem. Firstly, can we use subdomains for individual domain verification? If we already have example.com verified with Stripe, can we serve the domain association file for the other provider with provider.example.com and have the verification work? Secondly, let's say our domain is example.com, and we can use provider.example.com to serve the domain association file and verify the domain. Then on example.com/checkout, will using an iframe with provider.example.com/applepay to host the ApplePay button work? This thread suggests otherwise, but we want to confirm. Lastly, is the only way to make an ApplePay payment for provider.example.com to use that subdomain? So redirecting to provider.example.com/applepay would work? Thanks for your help!

I'm trying to create an Apple Pay session for my website. I'm starting with curl for now, just to get proof of concept. curl --cert cert.pem --pass {passphrase} --header "Content-Type: application/json" --request POST --data '{"merchantIdentifier":"{merchantIdentifier}","displayName":"testDisplayName", "initiative": "web", "initiativeContext": "{domain}"}' https://apple-pay-gateway.apple.com/paymentservices/paymentSession This is the response I get back { "statusMessage": "Payment Services Exception merchantId={VERY-LONG-ID} not registered for domain={domain}", "statusCode": "400" } I'm not sure why this is happening. {domain} is in the form of sub.site.tld with no protocol, such as https, which matches what I see in the list of the domains in the merchant identity dashboard. The {merchantIdentifier} also matches what I see in the top right, but the merchantId in the response is something I don't recognize. It's a long string of characters that appears to be hexadecimal. I added the apple-developer-merchantid-domain-association file to my .well-known directory and the dashboard does report that the domain is verified. I am making the request from the web server that the domain resolves to, if that matters. I can't think of any reason this would be happening. I'm not sure where the long merchantId in the response is coming from. Does it matter that it doesn't match what I supplied in the request? As far as I can tell, I am using the correct merchantIdentifier. It matches the dashboard and the CN field of the certificate. I found this other post that seems to have a similar error: https://forums.developer.apple.com/forums/thread/671227 The main difference is a 417 status code instead of the 400 I got. But the problem here was that there was no payment processing certificate and I do have one of those. I haven't checked with my processor to verify that the certificate is published, but I will do that soon. I wouldn't expect that to matter. Maybe it does? What other reason could I be getting this error? Could it be a problem with my merchant identity certificate? It took a lot of effort to make it work. But I suspect it's fine, otherwise I wouldn't be getting a response from Apple at all. I can't think of any other possible problems.

Hey Everyone, i am trying the credentials for AMEX and Discover from here: https://developer.apple.com/apple-pay/sandbox-testing/ The problem is, none of the AMEX and Discover is working with my CyberSource integration, not sure why? the same VISA and Master is working good

I have the HCE entitlements, but it's not clear from the documentation I have, how to configure my app as the default app for the double tap of the power button. Nor can i see where this is in iOS 18.2 settings. The closest I can find is 'Settings > Default Apps > Contactless App', which still shows only Wallet after I install my app with all the new entitlements and provisioning profile. I have these entitlement successfully provisioning my app: <key>com.apple.developer.nfc.hce</key> <true/> <key>com.apple.developer.nfc.hce.iso7816.select-identifier-prefixes</key> <array> <string>A0000000031010</string> <string>A00000002501</string> <string>A0000000049999</string> <string>A0000000041010</string> </array> <key>com.apple.developer.nfc.hce.default-contactless-app</key> <true/> The documentation here: https://developer.apple.com/support/hce-transactions-in-apps/ also references a link to changes in Info.plist, but the url takes me to storekit-external-entitlement documentation about dating apps in the netherlands ???!!!??? Any help would be appreciated to at least get started by allowing me to change the double tap action to my app. Thanks

On the post of NFC & SE Platform for secure contactless transactions, the API details are clearly mentioned. Will the same core NFC APIs be used here or we will get to know the new APIs of NFC & SE Platform only after entering into agreement with apple? Any documentation of APIs of NFC & SE Platform will be helpful.

We have an Apple Pay account and have successfully created and verified the payment processing certificate in our Apple Developer account. When initiating an Apple Pay payment, the Apple session is created successfully with the correct data return from api , but it is not accepted with the error: “Payment not completed.” The issue occurs even though the merchant validation step works without errors. Our websites where this is happening are: https://magicdeliver.com/ https://www.pulsarmodular.com/ Could you please help us identify the cause of the issue and guide us on resolving it?

When apple pay on the web does a onshippingcontactselected it appears to truncate the zip code. If I enter: 11111 or 11111-1111 I always get 11111. Is there any way to get the plus 4?

We have an app and we want to add tap to pay for Apple Pay. We'd also like to become a certified Payment Service Provider. What is the process to become a certified PSP?

First double charge in a same item, i ask the game developer they accept my refund request, but i don’t know why apple rejected my request, they said i haven’t strongly support? how can i send him the support? there are no attach button allow me the send him the conversatio via email. Then suddenly charge me 2 times i haven’t buy item. i request refund they also rejected…why? i didn’t get anything from the game but i had pay already. who can help me to get back my money. totalHK188 miss charged. this is not fair they stole my money. i don’t know why the game developers accept my refund request, who gave apple the right to reject

When running the test app with test flight before actually opening the app, the execution region is Korea and the country code is Korea, but the currency code on the payment screen is displayed as dollars or euros instead of won. In the payment settings, the currency code is set to won for Korea and dollars for the United States, and the European region is not set at all, but in some phones it is displayed as euros, and in some phones it is not like this, and in some cases it is displayed as won normally.

I am attempting to verify my domain https://technoq.genesistechnologies.tech for use with Apple Pay Merchant ID. However, when I attempt verification, the process fails with the message: “Domain verification failed.” Unfortunately, no additional details are provided. I have already completed the following steps: Downloaded the verification file apple-developer-merchantid-domain-association.txt. Placed it in the .well-known directory as instructed. Confirmed that it is publicly accessible at: https://technoq.genesistechnologies.tech/.well-known/apple-developer-merchantid-domain-association.txt Verified that a valid SSL certificate is configured for the domain. Could you please advise on why the verification might be failing and what additional steps I should take to resolve this issue?

Hi All, We operate a store with a single domain but multiple merchants, some of whom use PayPal as their payment gateway, while others use Stripe. We are looking to introduce Apple Pay for the various merchants. From what I understand, a .well-known file is required for each merchant to enable Apple Pay. How can we implement this, given that our merchants are using different payment gateways? Best regards, Joe

Dear Apple team and developers, We integrated Apple Pay E-Commerce on our system and made successful transaction at January using following certificates. Merchant Identity Certificate (generated from our Apple developer account) Payment Processing Certificate (generated from our Apple developer account) Payment Session Server Certificate (used following command and generated from apple-pay-gateway-cert.apple.com:443 test URL) Command: openssl s_client -connect apple-pay-gateway-cert.apple.com:443 -key MIC_priv.key -cert MIC_merchant_id.pem -showcerts | openssl x509 -outform DER &gt; apay_ident_trusted_cert_test.der Root CA G3 (Downloaded “Apple Root CA – G3 Root” from https://www.apple.com/certificateauthority/ ) But at this month, we got new certificate problem (please check following) when we try to execute Apple Pay E-Commerce transaction. Certificate 'C=US,O=Apple Inc.,OU=Apple Certification Authority,CN=Apple Application Integration CA - G3' is not valid Certificate. What is this certificate? And Where can I download or generate this certificate from? Could you please advise/give us good information for this certificate problem? Best Regards, Bilguun Enkhbaatar

We are on a .NET ecommerce site hosted on AWS on a windows 2012R2 server. We have apple pay for the web integrated on the site and the certificates (merchant id and apple pay) were set to expire shortly. We created a new merchant id and apple pay cert, however we are now stuck as the new merchant ID certificate doesn't appear to be working although the old one did. Note there have been no code changes. Basically the apple pay process is failing on the merchant validation. Here are the steps we took: Created a CSR in Keychain Access Generated a Merchant ID cert in the Apple Developer account with that CSR. Imported the Merchant ID cert back into Keychain Access and exported as a p12 file the cert and the private key used to generate the CSR. Imported the p12 file into Windows 2012 R2. I can see in our debugging that the new certificate is being loaded but a SSL/TSL connection couldn't be made. So it seems there is an issue with the cert. Has anyone encountered this? I'm out of ideas at this point and under a lot of pressure from management to fix what was supposed to be a routine maintenance issue. If anyone has any ideas, that would be greatly appreciated.

So I'm wondering if Apple makes commission on those payments since they're made in the app. For example a user may pay another user to clean their car. This will be handled with Stripe Connect and their balance, payment history, etc will be displayed in the app. Does Apple charge commission on that? The section the app review guidelines that I'm refrencing is below, but I'm still a little confused. 3.1.3(e) Goods and Services Outside of the App: If your app enables people to purchase physical goods or services that will be consumed outside of the app, you must use purchase methods other than in-app purchase to collect those payments, such as Apple Pay or traditional credit card entry.

What is the version policy for the Apple Pay SDK Javascript ? The documentation refers to this link : https://applepay.cdn-apple.com/jsapi/1.latest/apple-pay-sdk.js The future updates will overrride the file on that link ? Is there a way to be notified of any changes ? We are using a previous version named v1 : https://applepay.cdn-apple.com/jsapi/v1/apple-pay-sdk.js What are the risks not using changing to the lastesdt link ? Thank you for your help.

Is there a way to determine if the same underlying card was used in multiple Apple Pay payments? Is there any sort of FPAN ID, fingerprint or card ID that would be the same between Apple Pay payments that used the same card? Could it be the "ApplePayPaymentPass"? https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentpass