We are attempting to integrate the Apple Pay service into our website and have successfully verified our domain with Apple manually. However, we consistently receive an 'ApplePay reverify failed' email a month before the expiration time. Upon checking, we updated the SSL certificate for the domain before receiving the email, and the link still works fine in the browser. We would greatly appreciate any feedback from someone who can help us with this issue.
Apple Pay
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Hello,
I'm building an expense management app and have the necessary FinanceKit entitlements. However I'm based in India and hence do not have access to an Apple Card. Is there anyway to test FinanceKit with some sort of mock data?
I have tried following the developer documentation and built a minimal implementation to share via Testflight to my users. However it's failing to get any transaction data.
I'm unable to debug the code myself and if anyone here has valid entitlements along with Apple Card, I'd appreciate if you could debug an example project I made below:
https://github.com/tanmays/FinanceKitExample
Feedback #FB14136552
Context:
Our company distributes the same app under multiple brands/flavors using three different App Store Connect accounts. The app supports Apple Pay in 17 markets, allowing users to switch between markets and pay in their chosen market. To handle payments, we currently create separate Apple Pay Merchant IDs and certificates for each market within each of the three accounts.
This results in:
3 Merchant IDs per market (one for each account)
17 markets supported, requiring 51 certificates to be created and maintained
Key constraints:
All the apps cannot be unified under a single App Store Connect account due to certain requirements.
Question:
Is there a way to simplify this process by consolidating the merchant IDs or certificates across accounts while maintaining the current structure? For example, is there a way to share Merchant IDs across multiple accounts, or is there an alternative approach to reduce the administrative overhead of managing 51 certificates?
Any guidance or best practices for optimizing Apple Pay setups in such multi-account, multi-market scenarios would be highly appreciated!
Topic:
App & System Services
SubTopic:
Apple Pay
Hello
My app has implementation of In App Provisioning which is working fine. We have now added Wallet Extensions to it, but my App is not shown in Apple Wallet "From apps on your iphone"
I have uploaded Feedback (FB16450547) at
https://feedbackassistant.apple.com/feedback/16450547
Kindly request for your advice
Hi,
I want to develop the fastest payment method for my user and preferably without the user also having a mobile app.
The dream is that it happens as easily as possible when the user/guest scans a pass from the wallet.
Hopefully the user just has to approve on the screen.
Can I attach card details/payment methods to a pass in the wallet?
Right now it is a unique QR code for each user, but can I change the pass type to 'tansit', 'loyalty' or 'membership'?
My system right now:
The customer/guest registers on a website and creates a pass and downloads it to the wallet.
The store has a PWA app to scan the customer's/guest's items.
My goal: The guest just scans the pass in the wallet and makes the transaction. Dont need an app or go back to the website/login where the person created the pass for the wallet.
Topic:
App & System Services
SubTopic:
Apple Pay
Tags:
Wallet
Apple Pay on the Web
Apple Pay
Tap to Pay on iPhone
Hi, I'm developer in fintech company, we have setup process for onboarding merchants for our partner and processing payments with usage of Apple Pay API. Daily system is processing ca. 10k payments but every day ca. 100 of transactions are declined because of merchant validation error:
request to https://apple-pay-gateway.apple.com/paymentservices/paymentSession (with all required parameters in body)
is returning response with status code 417
"statusMessage": "Payment Services Exception
merchantId={root merchant id}
unauthorized to process transactions on behalf of
merchantId={merchant id hash}
reason={merchant id hash} is
not a registered merchant in WWDR and isn't properly authorized via Mass
Enablement, either."
Issue impacts recurring merchants, most of their transactions are processed successfully but randomly some of them are failing with such reason. All prerequisites are met: merchant have deployed 'apple-developer-merchantid-domain-association' certificate, certificates are valid and not expired. Apple Support is not able to provide any information based on provided requests timestamps. We would to know what may be the reason just part of the requests are failing and what 417 error code means.
Topic:
App & System Services
SubTopic:
Apple Pay
Is there a way to make a subscription's auto-renewal fail in sandbox environment?
Currently, I see no such options (screenshot)
Topic:
App & System Services
SubTopic:
Apple Pay
We are trying to develop a coupon/offer code module where our app users can avail a free trail offer for 2 months period after applying the code. We already had a subscription module with monthly & yearly subscriptions with 7 day free trial period. Now, we want to implement a offer/coupon module, where, a user can either select monthly or yearly subscription, and upon entering the offer/coupon code, they will get 2 months free trial (or) a discount on the chosen subscription. (this will overwrite the existing 7 day free trial).
We are confused on choosing the type of “offer/coupon” from AppStore connect. In App Store connect, we have introductory offers, promotional offer & Offer codes. Based on our requirements, we have done research and found that we cannot implement the offer code & promotional codes in the develop environment as there is no possibility to test in Sandbox environment. We observed that we need to push the app to App store and upon approval, we need to implement “offer/coupon” module.
Can some one please suggest or guide us on choosing the best solution for our requirement?
Thanks in advance.
Topic:
App & System Services
SubTopic:
Apple Pay
Tags:
Subscriptions
App Store Connect
In-App Purchase
I am somewhat of a beginner in mobile app development. I have some questions about IAP and commissions. One of my clients has a website that basically acts as the middle man which connects the trainers and participants. Basically, the trainers pay my client a subscription fee and they can list the kind of trainings they have to offer (ex. cardio, weight lifting, ...etc.). These trainings can be one-to-one, one-to-many, or one-to-few depending on the trainers. When the participants see something that they like, they would make a payment directly to the trainers via the website. To save time, we will probably do some kind of webview app. Having said all these, my questions are as follows,
As far as the IAP is concerned, can the payments between the trainers and the participants use third party payment method and ONLY the subscription fee from the trainers to the client use the storeKit/Apple IAP plugin?
If the answer to the question above is Yes (i.e. using Apple IAP for subscription only but use a third party payment for the transactions between the trainers and the participants), does it mean that the commissions ONLY apply on the subscription fees and NOT the payments between the trainers and the participants?
If the answer to Question 1 is No (i.e. ALL the payments have to go through Apple IAP), the commissions would apply to both the payments between the trainers and the participants and the monthly subscription payments, right? In this case though, to my understanding, when using the Apple IAP plugin, essentially, all the payments go to Apple temporarily. After taking out the commissions, the payments would be released to the bank account on file with the App Store within 45 days of the last day of the fiscal month in which the transaction was completed. Am I correct? And if so, as far as the business model on the App is concerned, my client would collect the money released from Apple and then distribute the money to the appropriate trainers. Am I correct?
So we are developing an NFC reader for a client and one of the requirements was Apple ECP. We submitted a product plan and it was approved and we were given access to the specific documentation for ECP. We are looking to only use Loyalty passes via NFC. Not Apple Pay. We wish to develop passes that have NFC capability and apparently you need another approval for NFC Entitlement. Apple just denied our application. No reason given, just denied. How are we suppose to develop a solution when we can only do one side of the development? Also we are seeing VAS mentioned and believe we also need access to this documentation as well, but no idea where to request it. Nothing in our developer portal or wpc portal. Can someone from Apple please steer us in the right direction.
As we understand it we need:
Approved hardware product plan (which we have)
Access to ECP 2.0 documentation (which we have)
Access to VAS protocol documentation (we don't have)
NFC entitlement to be able to create NFC enabled passes.
Let me know what we need to do or if I am not understanding things correctly.
Thanks
all mastercard cards expired in 2024
Hello,
We are developing Apple pay with In-app provisioning, we are an agent of payment for a bank in France. We have already configured all the entitlements, and we think we have correctly configured things with our PNO
It's a react native app and we are able to follow the flow that opens the native dialogue, show the card, then retrieve the Terms & Conditions but when we click accept we get the error: "Could not add card"
we're experiencing exactly the same problem described in this other thread: https://forums.developer.apple.com/forums/thread/765832
In the logs we see the response:
{
errorCode = 40456;
statusCode = 500;
}
Our PNO swears they have configured their system in the right way. They only have 3 fields that they have configured as follows:
associated application identifier: {team_id}.{bundle_id}
associated store identifier: {adam_id}
application launch url: {app_name}://
Are these correct?
Attaching the details of a request and response
request.txt
response.txt
We reached out to the Apple Pay team who said we should talk to Technical support.
Can somebody help us please? We are stuck at the moment and we really need to make this work. We can provide all the details of the syslog output if needed
many thanks in advance!
Thomas
Topic:
App & System Services
SubTopic:
Apple Pay
Hi,
We are using Apple VAS and ECP2 certified NFC readers. What process will we need to follow to issue NFC-based keys so that we can provide an access control use case?
Any help in this regard will be much appreciated.
Thanks,
Aweliv
I am developing an app to add Discover cards to Apple Wallet. Unlike Visa, MasterCard, etc., Discover does not have APIs that return activationData, encryptedPassData and ephemeralPublicKey for a given card, so I have created a backend server to handle this. In my server, I am unsure how to generate the ephemeralPublicKey. Do I need to use the merchant certificate? If so, how do I use it to generate the ephemeralPublicKey?
I would appreciate it if someone could provide me with a step-by-step guide on how to generate ephemeralPublicKey for provisioning a card.
Body:
Hello,
We are currently implementing iOS order verification and have encountered an issue. Some of the receipts we verify return with an empty in_app array, which makes it impossible to determine whether there is a valid in-app purchase.
Below is the code we’re using for verification and the result we receive:
Code Example:
public function iosVerifyReceipt($receipt, $password = '', $sandbox = false)
{
$url = $sandbox ? 'https://sandbox.itunes.apple.com/verifyReceipt' : 'https://buy.itunes.apple.com/verifyReceipt';
if (empty($password)) {
$data = json_encode(['receipt-data' => $receipt]);
} else {
$data = json_encode(['receipt-data' => $receipt, 'password' => $password]);
}
$ch = curl_init($url);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, $data);
$result = curl_exec($ch);
curl_close($ch);
$result = json_decode($result, true);
$result = $result ?? [];
$result['sandbox'] = $sandbox;
if ($result['status'] != 0) {
Log::warning('ios verify receipt failed', ['receipt' => $receipt, 'result' => $result, 'sandbox' => $sandbox]);
if ($result['status'] == 21007) {
return $this->iosVerifyReceipt($receipt, $password, true);
}
}
return $result;
}
// Order validation check
if (empty($result) || $result['status'] != 0) {
throw new BadRequestHttpException("Ios Order Verify Error");
}
$appItemId = $result['receipt']['app_item_id'] ?? "";
if ($appItemId != MY_APP_ID) {
throw new BadRequestHttpException("Ios Order Verify Error");
}
$inApp = array_filter(
$result['receipt']['in_app'] ?? [],
function ($item) use ($transactionId,$order) {
return $item['transaction_id'] == $transactionId && $item['product_id'] == $order->getProductId();
}
);
if (empty($inApp)) {
throw new BadRequestHttpException( "Ios Order Verify Error");
}
Array
(
[receipt] => Array
(
[receipt_type] => Production
[adam_id] => *
[app_item_id] => *
[bundle_id] => *
[application_version] => 5511
[download_id] => *
[version_external_identifier] => *
[receipt_creation_date] => 2025-02-11 04:06:47 Etc/GMT
[receipt_creation_date_ms] => *
[receipt_creation_date_pst] => 2025-02-10 20:06:47 America/Los_Angeles
[request_date] => 2025-02-11 15:54:56 Etc/GMT
[request_date_ms] => *
[request_date_pst] => 2025-02-11 07:54:56 America/Los_Angeles
[original_purchase_date] => 2025-02-11 04:02:41 Etc/GMT
[original_purchase_date_ms] => *
[original_purchase_date_pst] => 2025-02-10 20:02:41 America/Los_Angeles
[original_application_version] => *
[preorder_date] => 2025-01-17 21:12:28 Etc/GMT
[preorder_date_ms] => *
[preorder_date_pst] => 2025-01-17 13:12:28 America/Los_Angeles
[in_app] => Array
(
)
)
[environment] => Production
[status] => 0
[sandbox] =>
)
Hi,
We are trying to make the PKAddPaymentPassViewController to show the correct list of devices to where the pass can be added.
We have analysed the documentation and we are using the PrimaryAccountIdentifier field which is the field that supposedly controls this behavior but the list of devices presented in the view controller always include one iPhone and one Apple Watch, regardless of where the card has been already added.
We are initializing the PKAddPaymentPassRequestConfiguration object with:
PKEncryptionScheme
PrimaryAccountIdentifier
CardholderName
PrimaryAccountSuffix
LocalizedDescription
PaymentNetwork
PrimaryAccountIdentifier
CardholderName
PrimaryAccountSuffix
LocalizedDescription
We have also verified the configuration in our payment pass processor and everything should be ok.
We would like to have some help on achieving the desired flow for Apple Pay, which is to present the PKAddPaymentPassViewController with the correct list of available devices and not the full list.
Thank you.
Hi there,
We build and operate apps for several PBS stations, and we're considering adding in-app donations with Apple Pay:
https://developer.apple.com/apple-pay/nonprofits/
I'm curious if any examples of this functionality in a live app. We'd love to take a look, and get a better idea of use-cases before we tackle that project. (Seems like it would be a very nice upgrade.)
Cheers,
Kevin
Body:
Hello,
We are currently implementing iOS order verification and have encountered an issue. Some of the receipts we verify return with an empty in_app array, which makes it impossible to determine whether there is a valid in-app purchase.
Below is the code we’re using for verification and the result we receive:
Code Example:
public function iosVerifyReceipt($receipt, $password = '', $sandbox = false)
{
$url = $sandbox ? 'https://sandbox.itunes.apple.com/verifyReceipt' : 'https://buy.itunes.apple.com/verifyReceipt';
if (empty($password)) {
$data = json_encode(['receipt-data' => $receipt]);
} else {
$data = json_encode(['receipt-data' => $receipt, 'password' => $password]);
}
$ch = curl_init($url);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, $data);
$result = curl_exec($ch);
curl_close($ch);
$result = json_decode($result, true);
$result = $result ?? [];
$result['sandbox'] = $sandbox;
if ($result['status'] != 0) {
Log::warning('ios verify receipt failed', ['receipt' => $receipt, 'result' => $result, 'sandbox' => $sandbox]);
if ($result['status'] == 21007) {
return $this->iosVerifyReceipt($receipt, $password, true);
}
}
return $result;
}
// Order validation check
if (empty($result) || $result['status'] != 0) {
throw new BadRequestHttpException("Ios Order Verify Error");
}
$appItemId = $result['receipt']['app_item_id'] ?? "";
if ($appItemId != MY_APP_ID) {
throw new BadRequestHttpException("Ios Order Verify Error");
}
$inApp = array_filter($result['receipt']['in_app'] ?? [], function ($item) use ($transactionId, $order) {
return $item['transaction_id'] == $transactionId && $item['product_id'] == $order->getProductId();
});
if (empty($inApp)) {
throw new BadRequestHttpException("Ios Order Verify Error");
}
Array
(
[receipt] => Array
(
[receipt_type] => Production
[adam_id] => *
[app_item_id] => *
[bundle_id] => *
[application_version] => *
[download_id] => *
[version_external_identifier] => *
[receipt_creation_date] => 2025-02-11 04:06:47 Etc/GMT
[receipt_creation_date_ms] => *
[receipt_creation_date_pst] => 2025-02-10 20:06:47 America/Los_Angeles
[request_date] => 2025-02-11 15:54:56 Etc/GMT
[request_date_ms] => *
[request_date_pst] => 2025-02-11 07:54:56 America/Los_Angeles
[original_purchase_date] => 2025-02-11 04:02:41 Etc/GMT
[original_purchase_date_ms] => *
[original_purchase_date_pst] => 2025-02-10 20:02:41 America/Los_Angeles
[original_application_version] => 5511
[preorder_date] => 2025-01-17 21:12:28 Etc/GMT
[preorder_date_ms] => *
[preorder_date_pst] => 2025-01-17 13:12:28 America/Los_Angeles
[in_app] => Array
(
)
)
[environment] => Production
[status] => 0
[sandbox] =>
)
Problem Description:
• We are noticing that in some orders, the in_app array is returned as empty. This causes difficulty in verifying the presence of in-app purchases.
• Our validation logic assumes that if in_app is empty, the order is invalid, but we would like clarification on whether this is correct or if such a scenario is normal under certain conditions.
Actions Taken:
• We have reviewed Apple’s documentation and other related resources, but no clear explanation is given about when in_app might be empty.
• Can we safely rely on an empty in_app array to consider the order invalid, or should we investigate further for potential issues like delays or errors during the verification process?
We would appreciate your guidance on how to handle such cases. Thank you for your support!
Hey Everyone, i am trying the credentials for AMEX and Discover from here:
https://developer.apple.com/apple-pay/sandbox-testing/
The problem is, none of the AMEX and Discover is working with my CyberSource integration, not sure why? the same VISA and Master is working good
Topic:
App & System Services
SubTopic:
Apple Pay
Hey everyone,
I wanted to check if anyone else has faced extreme delays when requesting access to Apple Pay Wallet APIs. It was Oct 11 2024 a year ago since we first applied to enable in-app provisioning for virtual cards in our app and we made 1% progress.
For context, we already got access from Google for Google Wallet—it was smooth, professional, and timely. But with Apple… it’s been nothing but an endless cycle of waiting.
We followed every step, submitted everything correctly, and even called Apple Developer Support multiple times. Their response? "We've escalated it." Again and again. But there’s no real progress. We’re rerouted, ignored, and left in limbo.
At this point, I don’t even know if anyone is actually reviewing these requests. If a business like ours—fully compliant and ready to integrate—can’t even get a response in 150 day, how is this process supposed to work?
I’m posting this here because I can’t be the only one. Has anyone else faced this? If you finally got access, how did you do it? Because right now, it feels like Apple Pay in-app provisioning is an impossible goal.
Hoping someone from Apple sees this and realizes how broken this process is. We’re just trying to innovate and offer Apple users a great experience—why is it so difficult?
Looking forward to hearing from anyone in the community who can help, Thanks! 🙏