You have the right information: You cannot update the version of Python included with Xcode yourself. If you have a concern to report with the version Xcode is including for its needs, you can file an Xcode bug report through Feedback Assistant. For recent macOS versions, Python is not included with macOS, so any installation you may find in locations like /usr and /opt were installed through other means. — Ed Ford, DTS Engineer
Topic:
Developer Tools & Services
SubTopic:
Xcode